Secure
Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Meet Elaine
My name is Elaine Flinchbaugh, and I’m passionate about helping individuals and families protect what matters most. With years of experience in the life insurance industry, I specialize in providing tailored solutions that offer peace of mind and long-term security. Whether you're looking for final expense coverage, term life, or a permanent policy, my goal is to simplify the process and ensure you feel confident in your decisions.
I take pride in offering honest guidance, clear communication, and unwavering support from start to finish. When you work with me, you're not just getting a policy—you're gaining a trusted advisor who’s committed to your financial future.
Coverage Types
Crafting extraordinary events tailored to your unique vision.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Universal Life Insurance
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Our Mission
At Persevere Insurance, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
Contact Us
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Testimonials
Mary T.
Elaine was incredibly knowledgeable and made the entire process simple and stress-free. She explained every option clearly and helped us choose the best policy for our family. Highly recommend working with her!
Phil & Marcie G.
I wasn’t sure where to start with life insurance, but Elaine guided me every step of the way. She was patient, professional, and truly cared about finding the right fit for my needs.
Matt H.
Elaine made something that felt overwhelming easy to understand. Her honesty and attention to detail gave me total confidence in my decision. I’m so glad I found her!
Frequently Asked Questions
Common Questions Answered for your convenience.
What type of life insurance is best for me?
That depends on your goals. Term life insurance is great for affordable, temporary coverage, while whole or universal life policies offer lifelong protection with potential cash value.
How much life insurance coverage do I need?
A common rule of thumb is 10–15 times your annual income, but factors like debts, dependents, and long-term goals also play a role. We’ll help you determine the right amount during your consultation.
Do I need a medical exam to qualify?
Some policies require a medical exam, while others offer no-exam options depending on age, health, and coverage amount. We can guide you through both types.
Can I get life insurance if I have pre-existing health conditions?
Yes, many carriers offer coverage tailored for individuals with health issues. We work with multiple providers to find the right policy for your situation.
What happens if I miss a payment?
Most policies have a grace period (usually 30 days) to make up a missed payment before coverage lapses. If your policy does lapse, we’ll help you explore your reinstatement options.
How quickly does life insurance go into effect?
Most policies are active as soon as your first payment is made and the application is approved. Some simplified issue or no-exam policies can begin within days.